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Credit Cards With a Low Standard Rate APR

Are you looking for a credit card with a low standard rate APR for long term use? Listed below are some of the credit cards with a low standard rate of interest. Seen by some applicants as being 'boring'; there can be added benefits in using these cards including cash back or rewards for these credit cards.

Credit Card Intro 0% Balance Transfers Intro 0% Purchases Cash Back/ Rewards Extras Apply Now

Nectar Credit Card
12.9% APR 		None None Earn Nectar reward points, double at selected retailers Earn 1000 Nectar points with your first purchase. Also, a competitive rate of interest, great customer service and online account management. Backed by American Express. Apply Now

 
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Choosing the Right Card
There are literally hundreds of credit cards on offer in the UK, and the list is growing daily. So, which is the best on offer? It very much depends on how each person plans to use their card. The answer lies in asking one simple question; “What do I want to use a credit card for?”

Standard Credit Cards
Not too long ago if you wanted a credit card you had a simple choice: MasterCard, Visacard, Diner’s Club or Amex – Silver or Gold. Today everyone issues a credit card and offers all sorts of promotions; so it has become a minefield trying to work out what standard credit cards are.

Top Tips On How Not To Succumb To Plastic Fever
With the UK having the most competitive credit card market in the world after the US it is understandable that over 30m Britons have one or more credit cards. With almost 1,500 different credit cards to choose from the UK now has more credit cards then residents.

Useful Tips On How To Increase Your Credit Card Spending Limit
Many of us in the UK would love to have a higher credit card limit than we currently do. However, short of an immediate pay rise, few of us give any thought as to how we can go about increasing the spending limit that our UK credit card provider have set.
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