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0% Balance Transfers - Compare and Apply

Got a credit card balance to transfer? Listed here are some of the best 0% balance transfer offers available online with the most important information listed alongside. This will include, when available, the balance transfer fee that you will have to pay.

Credit Card Intro 0% Balance Transfers Intro 0% Purchases Cash Back/ Rewards Extras Apply Now

Virgin
15.9% APR
0% for 13 Months
[2.5% fee]
0% for 3 Months 10% off Virgin Megastores, Holidays, Wines & Insurance Get an additional 10% discount at Virgin Megastores, Wines, Holidays and insurance products. Also, 75% discount at Virgin Active. Backed by MBNA. Apply Now

Citi Platinum
16.9%
0% for 12 Months
[3% fee]
0% for 3 months None Includes Citi Identity Theft Solutions, price match guarantee, free purchase protection and free extended 12 months warranty on electrical goods bought with the Citibank mastercard. Apply Now

Abbey Credit Card
15.9%
0% for 12 Months
[2% fee]
0% for 3 Months None Online account management, up to 56 days interest free credit, free purchase protection insurance and up to £100,000 travel accident insurance. Backed by MBNA. Apply Now

Egg
15.9%
0% for 9 Months
[2.5% fee]
0% for 6 months Egg incentives and 0% balance transfers deals until 2009 Anniversary offers of 0% on balance transfers made in March 2008 & March 2009 for 5 months. Internet shopping guarantee, online account management, active fraud monitoring & more Apply Now

Nat West
16.9%
0% for 9 Months
[2% fee]
0% for 9 Months None Up to 56 days interest free credit on your purchases and online account management. Additional benefits are available for Gold & Platinum applicants. Apply Now

Post Office
14.9%
0% for 8 months
[2.5% fee]
0% for 3 Months None 0% commission on purchases abroad, a lower rate is avaiable for large purchases, free purchase protection and no annual fee Apply Now


**Important Note**
Never use a balance transfer credit card for purchases, you will pay interest on this. Any repayments you make will go towards clearing your transferred balance first and interest will accrue on any purchases (unless there is a 0% introductory purchase offer included in the deal).

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Balance Transfer Guide
Read our guide on the best way to transfer your balance. Which deals to look out for, factoring in balance transfer fees, annual fees and use of the card.

Successful Stoozing: A Guide
The introduction of 0% balance transfer deals brought a new financial practice which allowed people to use those deals to make money. The practice is known as 'stoozing' and it is closely related to credit card jumping. The difference is that successful stoozers have to be debt free, otherwise any gains made by stoozing will be lost in paying interest on credit cards.

Make Money Using Credit Cards
It may seem odd that a financial product designed to offer credit can actually make users money in the process, but it’s perfectly possible. Here is our definitive guide on how to earn extra money while using credit cards

Rate Tart - Are You One?
Rate tarts are the smart shoppers of the credit card world. They play the system to avoid paying interest on purchases, borrow money for free, and even make money on that borrowed money!

True Cost Of Balance Transfers
Article outlining the value in transferring a balance to another credit card. These cards may include a transfer fee; the article shows you how to guage whether the transfer will still save you money

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